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Written by Admin, April 22nd, 2009
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Pre-approvals
Most pre-approval mailings request a signature and a statement of recent earnings. It sounds pretty straightforward, but the words “subject to building business credit approval” are always hidden somewhere. While it is tempting to simply sign away, or make up an amount under the “earnings” title, this information will haunt you down the road when you are unable to pay your bills. No one wants a fraud or perjury charge in addition to other trouble that might come with it.
If it Sounds too Good to be True, it is
If you have been pre-approved despite not having worked for a few months or your gross income is less than $10,000, you really should think twice before attempting to apply for a business line of credit card. You should certainly not have been pre-approved.
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